Canadian Home Sales Slow Again in May, Shifting To A Buyers Market in GTA. Housing Market Correction Gains Steam in May Statistics recently released by the Canadian Real Estate Association (CREA) show that the slowdown that began in March in response to higher interest rates has broadened. In April, national home sales dropped by 12.6% […]

5 Tips to Stay Cool & Save This Summer. Yesterday was the first day of summer – otherwise known as summer solstice, which is the longest day of the year! To maximize your enjoyment, we have some great tips for staying cool this summer AND saving money while you do: 1. Cook in the Great […]

Changing Your Financial Direction. Did You Know? The average Canadian owes $23,000 in consumer debt and has at least two credit cards. Source: CBC.ca If you live paycheque to paycheque, the idea of somehow having enough money to invest and eventually having financial freedom seems about the furthest thing possible. But experts in financial education like […]

When Was Your Last Credit Check-Up? A few simple steps to healthy credit… Just like you should have a physical every year to make sure you’re healthy, you should do the same for your credit report and score. It is best to request a credit report regularly to detect problems sooner! Don’t wait until you […]

Falling House Prices Leads to Limits on FTHB Incentive. The First-Time Homebuyer Incentive was introduced to help qualified first-time homebuyers purchase a home. Through a shared-equity mortgage with the Government of Canada administrated through the Canada Mortgage and Housing Corporation (CMHC), the program makes homeownership more affordable. The incentive allows homebuyers to purchase a home […]

Why Homebuyers May Not Qualify for the Best Rates on the Market Clients sometimes come to me with confident expectations surrounding the rate they expect to receive when applying for a mortgage. After an assessment, they may find out they are unable to qualify for the rates they see on the market. But why does […]

Find Your Perfect Home Type. When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to a modular home, the choices are seemingly endless. But, before you start widening your search, let’s take a look at what makes these home types […]

The Rate Debate. One of the first questions that potential buyers want answered is: “What is your interest rate?” It is easy to think that this is the most important question, but there is a lot more to your mortgage contract than just the rate. And so, the rate debate continues! The rate debate is […]

Top 3 Cities in Ontario to Relocate to With housing prices on the rise and low housing supply, Ontarians who are struggling to find a home have started to look elsewhere. Due to economic conditions, many companies have offered employees remote positions, making relocation all the more attractive. According to a study done by U-Haul […]

Process in the Paperwork Documents Required to Qualify for a Mortgage Mortgages can sometimes feel like endless stacks of paperwork, but being prepared in advance can save you time and stress! Getting your mortgage pre-approved is part of this prep process and will make things easy in the long run. In order to get pre-approved, […]